Securing Your Life with SPC
Risk insurance management is important to relieve you and/or your family of the financial burdens associated with the loss of income if an event occurs such as death or permanent/temporary disablement.
We understand there are more important things in life than work – your family, your home and the lifestyle you’ve worked hard to create.
But sometimes the unexpected happens, if you get sick or injured and you couldn’t work how would you handle your daily living expenses, mortgage, car repayments; or even the little extras most people take for granted?
The answer is to create your “Plan B” which will provide you and/or your family the peace of mind that you are financially protected by providing an ongoing income source, debt repayment, a replacement housekeeper/nanny while your children are young, and possible funds to meet your children’s future educational needs.
Protecting your future and preserving your wealth is a vital part of your Plan B.
Together we will discuss:
Life insurance provides financial protection in the event of death.
It is a contract between the insurer and the policy owner whereby a lump sum is paid to the designated beneficiaries in the event that the life insured passes away. It is crucial that you and/or your family have the appropriate level of life insurance cover in place to protect your loved ones.
We at SPC specialise in providing Life cover to help provide funds when they are needed the most.
Total & Permanent Disablement (TPD) Insurance
Total & Permanent Disablement cover provides a lump sum to you should you suffer an illness or injury which totally and permanently incapacitates you and prevents you from working again.
At SPC our Wealth Protectors can help to ensure that, should you suffer a Total & Permanent Disablement, you have the appropriate level of cover to provide you with an ongoing income, debt repayment, and a lump sum to help you with any adjustments to your lifestyle due to your disablement.
Trauma cover will provide a lump sum paid upon diagnosis of any one of a range of specific critical conditions such as Heart Attack, Stroke, Cancer and Coronary Artery Surgery amongst others.
The estimated number of new cancer cases diagnosed in 2018 is 74,644 males and 63,676 females – that’s a total of 138,321 new cancers diagnosed.
Our Wealth Protectors can help to ensure that should you suffer a traumatic event you have adequate cover to help you whilst you are recovering from your medical condition.
Income Protection cover will pay a benefit as a percentage of your gross income package as a monthly income to you in the event that you suffer an illness or injury and are unable to work.
At SPC we believe that your most important asset is your earning capacity and therefore our Wealth Protectors believe it is critical that you are covered in the event that you are unable to work for an extended period of time.
The material shown on this website is for general information purposes only. It is not intended to be, nor should it be read as specific personal investment; risk or finance advice. Whilst all care is taken in the preparation of this material no warranty is given with respect to the information provided, and accordingly no responsibility for errors or omissions, including responsibility to any person by reason of negligence is accepted by Stephens Plattfuss & Co Financial Services P/L. Before acting on any of the information contained in this Website you should obtain special advice from a specialist financial adviser, which is appropriate to your specific financial needs, objectives and financial situation.
Claudio Orrico Sub Authorised Representative no. 279160
Stephens Plattfuss and Co Financial Services Pty Ltd
Corporate Authorised Representative no. 433175 of Professional Investment Services Pty Ltd
ABN 11 074 608 558 ABN 234951
Professional Investment Services Contact Information
Phone: 1300 557 598
Email: [email protected]
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